Side-by-side · Q2 2026 data
Security Financial Bank vs Westconsin Credit Union
Metric by metric
| Measure | Security Financial Bank | Westconsin Credit Union |
|---|---|---|
| TellerScore | 61 | 78 (stronger) |
| Capital cushion | 47 | 80 (stronger) |
| Loan quality | 52 | 79 (stronger) |
| Earnings | 85 (stronger) | 64 |
| Funding & liquidity | 62 | 81 (stronger) |
| Problem-loan coverage | 79 | 93 (stronger) |
| Peer percentile | 24th | 84th |
| Total assets | $1.0B | $2.2B |
| Deposits / shares | $827.5M | $1.9B |
| Capital ratio | 9.67% | 12.95% (stronger) |
| Problem loans | 1.44% | 0.64% (stronger) |
| Net charge-offs | 0.05% (stronger) | 0.22% |
| Return on assets | 1.64% (stronger) | 1.10% |
| Loans ÷ deposits | 90.3% | 79.2% (stronger) |
| Uninsured deposits | 22.0% | 5.9% (stronger) |
| Offices | 8 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.0% | 15.4% |
Westconsin Credit Union has the higher TellerScore (78 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Security Financial Bank leads on 2 and Westconsin Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Eau Claire, WI
- River Falls, WI