Side-by-side · Q2 2026 data
Security First Bank vs Chadron Federal Credit Union
Metric by metric
| Measure | Security First Bank | Chadron Federal Credit Union |
|---|---|---|
| TellerScore | 65 | 69 (stronger) |
| Capital cushion | 33 | 79 (stronger) |
| Loan quality | 94 (stronger) | 52 |
| Earnings | 52 | 61 (stronger) |
| Funding & liquidity | 77 | 79 (stronger) |
| Problem-loan coverage | 98 (stronger) | 84 |
| Peer percentile | 36th | 38th |
| Total assets | $2.3B | $20.5M |
| Deposits / shares | $2.0B | $17.7M |
| Capital ratio | 8.30% | 12.94% (stronger) |
| Problem loans | 0.17% (stronger) | 1.43% |
| Net charge-offs | -0.01% (stronger) | 0.26% |
| Return on assets | 0.81% | 1.03% (stronger) |
| Loans ÷ deposits | 77.1% (stronger) | 81.4% |
| Uninsured deposits | 20.9% | 0.0% (stronger) |
| Offices | 35 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.1% | — |
Chadron Federal Credit Union has the higher TellerScore (69 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Security First Bank leads on 3 and Chadron Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Chadron, NE