Side-by-side · Q2 2026 data
Security First Bank vs Consumers Cooperative
Metric by metric
| Measure | Security First Bank | Consumers Cooperative |
|---|---|---|
| TellerScore | 65 | 81 (stronger) |
| Capital cushion | 33 | 100 (stronger) |
| Loan quality | 94 (stronger) | 53 |
| Earnings | 52 | 81 (stronger) |
| Funding & liquidity | 77 | 82 (stronger) |
| Problem-loan coverage | 98 (stronger) | 92 |
| Peer percentile | 36th | 68th |
| Total assets | $2.3B | $52.2M |
| Deposits / shares | $2.0B | $41.1M |
| Capital ratio | 8.30% | 20.55% (stronger) |
| Problem loans | 0.17% (stronger) | 1.41% |
| Net charge-offs | -0.01% (stronger) | 0.27% |
| Return on assets | 0.81% | 1.53% (stronger) |
| Loans ÷ deposits | 77.1% (stronger) | 78.3% |
| Uninsured deposits | 20.9% | 0.0% (stronger) |
| Offices | 35 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.1% | — |
Consumers Cooperative has the higher TellerScore (81 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Security First Bank leads on 3 and Consumers Cooperative on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.