Side-by-side · Q2 2026 data
Security First Bank vs West Gate Bank
Metric by metric
| Measure | Security First Bank | West Gate Bank |
|---|---|---|
| TellerScore | 65 | 72 (stronger) |
| Capital cushion | 33 | 54 (stronger) |
| Loan quality | 94 (stronger) | 92 |
| Earnings | 52 | 59 (stronger) |
| Funding & liquidity | 77 | 77 |
| Problem-loan coverage | 98 (stronger) | 97 |
| Peer percentile | 36th | 66th |
| Total assets | $2.3B | $1.5B |
| Deposits / shares | $2.0B | $1.3B |
| Capital ratio | 8.30% | 10.38% (stronger) |
| Problem loans | 0.17% (stronger) | 0.25% |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 0.81% | 0.97% (stronger) |
| Loans ÷ deposits | 77.1% (stronger) | 83.0% |
| Uninsured deposits | 20.9% | 15.6% (stronger) |
| Offices | 35 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.1% | 4.8% |
West Gate Bank has the higher TellerScore (72 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Security First Bank leads on 3 and West Gate Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.