Side-by-side · Q2 2026 data
Security Savings Bank vs Chelsea Savings Bank
Metric by metric
| Measure | Security Savings Bank | Chelsea Savings Bank |
|---|---|---|
| TellerScore | 89 | 93 (stronger) |
| Capital cushion | 82 | 100 (stronger) |
| Loan quality | 99 (stronger) | 92 |
| Earnings | 100 (stronger) | 90 |
| Funding & liquidity | 65 | 84 (stronger) |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 94th | 98th |
| Total assets | $193.7M | $196.9M |
| Deposits / shares | $161.1M | $173.8M |
| Capital ratio | 13.17% | 16.01% (stronger) |
| Problem loans | 0.04% (stronger) | 0.24% |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 2.22% (stronger) | 1.75% |
| Loans ÷ deposits | 89.3% | 48.2% (stronger) |
| Uninsured deposits | 20.4% (stronger) | 29.8% |
| Offices | 8 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.3% | 0.0% |
Chelsea Savings Bank has the higher TellerScore (93 vs 89). On the 7 directional measures above (where higher or lower is clearly better), Security Savings Bank leads on 4 and Chelsea Savings Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.