Side-by-side · Q2 2026 data
Security Savings Bank vs Farmers Trust & Savings Bank
Metric by metric
| Measure | Security Savings Bank | Farmers Trust & Savings Bank |
|---|---|---|
| TellerScore | 89 (stronger) | 87 |
| Capital cushion | 82 | 100 (stronger) |
| Loan quality | 99 (stronger) | 89 |
| Earnings | 100 | 100 |
| Funding & liquidity | 65 (stronger) | 33 |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 94th | 91st |
| Total assets | $193.7M | $191.6M |
| Deposits / shares | $161.1M | $138.1M |
| Capital ratio | 13.17% | 23.08% (stronger) |
| Problem loans | 0.04% (stronger) | 0.34% |
| Net charge-offs | -0.01% | -0.01% (stronger) |
| Return on assets | 2.22% | 2.78% (stronger) |
| Loans ÷ deposits | 89.3% (stronger) | 108.2% |
| Uninsured deposits | 20.4% (stronger) | 31.9% |
| Offices | 8 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.3% | — |
Security Savings Bank has the higher TellerScore (89 vs 87). On the 7 directional measures above (where higher or lower is clearly better), Security Savings Bank leads on 4 and Farmers Trust & Savings Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.