Side-by-side · Q2 2026 data
Security State Bank vs Golden Plains Credit Union
Metric by metric
| Measure | Security State Bank | Golden Plains Credit Union |
|---|---|---|
| TellerScore | 72 (stronger) | 70 |
| Capital cushion | 52 | 82 (stronger) |
| Loan quality | 91 (stronger) | 65 |
| Earnings | 76 (stronger) | 55 |
| Funding & liquidity | 57 | 67 (stronger) |
| Problem-loan coverage | 97 (stronger) | 85 |
| Peer percentile | 66th | 58th |
| Total assets | $1.0B | $1.0B |
| Deposits / shares | $727.9M | $863.6M |
| Capital ratio | 10.23% | 13.21% (stronger) |
| Problem loans | 0.26% (stronger) | 1.06% |
| Net charge-offs | 0.11% (stronger) | 0.85% |
| Return on assets | 1.39% (stronger) | 0.88% |
| Loans ÷ deposits | 103.6% | 92.9% (stronger) |
| Uninsured deposits | 13.3% | 9.8% (stronger) |
| Offices | 5 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 21.0% |
Security State Bank has the higher TellerScore (72 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Security State Bank leads on 4 and Golden Plains Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.