Side-by-side · Q2 2026 data
Security State Bank vs Conservation First Bank
Metric by metric
| Measure | Security State Bank | Conservation First Bank |
|---|---|---|
| TellerScore | 93 (stronger) | 82 |
| Capital cushion | 100 (stronger) | 90 |
| Loan quality | 88 (stronger) | 75 |
| Earnings | 100 | 100 |
| Funding & liquidity | 75 (stronger) | 47 |
| Problem-loan coverage | 98 (stronger) | 91 |
| Peer percentile | 98th | 82nd |
| Total assets | $136.2M | $127.5M |
| Deposits / shares | $105.2M | $101.3M |
| Capital ratio | 21.38% (stronger) | 13.96% |
| Problem loans | 0.37% (stronger) | 0.74% |
| Net charge-offs | 0.03% | 0.01% (stronger) |
| Return on assets | 2.67% (stronger) | 2.12% |
| Loans ÷ deposits | 85.6% (stronger) | 108.0% |
| Uninsured deposits | 15.0% (stronger) | 19.9% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.1% | — |
Security State Bank has the higher TellerScore (93 vs 82). On the 7 directional measures above (where higher or lower is clearly better), Security State Bank leads on 6 and Conservation First Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.