Side-by-side · Q2 2026 data
Security State Bank of Aitkin vs Mid Minnesota Federal Credit Union
Metric by metric
| Measure | Security State Bank of Aitkin | Mid Minnesota Federal Credit Union |
|---|---|---|
| TellerScore | 56 | 67 (stronger) |
| Capital cushion | 58 (stronger) | 43 |
| Loan quality | 25 | 86 (stronger) |
| Earnings | 58 | 66 (stronger) |
| Funding & liquidity | 96 (stronger) | 68 |
| Problem-loan coverage | 65 | 90 (stronger) |
| Peer percentile | 13th | 41st |
| Total assets | $114.5M | $858.0M |
| Deposits / shares | $106.7M | $766.9M |
| Capital ratio | 10.79% (stronger) | 9.30% |
| Problem loans | 2.24% | 0.43% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.24% |
| Return on assets | 0.94% | 1.15% (stronger) |
| Loans ÷ deposits | 52.5% (stronger) | 92.3% |
| Uninsured deposits | 19.1% | 6.1% (stronger) |
| Offices | 4 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Mid Minnesota Federal Credit Union has the higher TellerScore (67 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Security State Bank of Aitkin leads on 3 and Mid Minnesota Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.