Side-by-side · Q2 2026 data
Security State Bank of Marine vs Lake Elmo Bank
Metric by metric
| Measure | Security State Bank of Marine | Lake Elmo Bank |
|---|---|---|
| TellerScore | 82 (stronger) | 74 |
| Capital cushion | 59 | 66 (stronger) |
| Loan quality | 96 (stronger) | 72 |
| Earnings | 100 (stronger) | 91 |
| Funding & liquidity | 73 (stronger) | 65 |
| Problem-loan coverage | 98 (stronger) | 86 |
| Peer percentile | 82nd | 57th |
| Total assets | $232.5M | $529.7M |
| Deposits / shares | $206.1M | $462.6M |
| Capital ratio | 10.87% | 11.62% (stronger) |
| Problem loans | 0.13% (stronger) | 0.84% |
| Net charge-offs | 0.04% (stronger) | 0.14% |
| Return on assets | 2.37% (stronger) | 1.79% |
| Loans ÷ deposits | 85.9% (stronger) | 91.3% |
| Uninsured deposits | 16.6% (stronger) | 18.6% |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.4% |
Security State Bank of Marine has the higher TellerScore (82 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Security State Bank of Marine leads on 6 and Lake Elmo Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.