Side-by-side · Q2 2026 data
Security State Bank of Marine vs Members Choice Wv Federal Credit Union
Credit union
Members Choice Wv Federal Credit Union
Charleston, West Virginia · Under $100 million in assets
Metric by metric
| Measure | Security State Bank of Marine | Members Choice Wv Federal Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 81 |
| Capital cushion | 59 | 100 (stronger) |
| Loan quality | 96 (stronger) | 66 |
| Earnings | 100 (stronger) | 50 |
| Funding & liquidity | 73 | 100 (stronger) |
| Problem-loan coverage | 98 (stronger) | 95 |
| Peer percentile | 82nd | 68th |
| Total assets | $232.5M | $93.6M |
| Deposits / shares | $206.1M | $73.2M |
| Capital ratio | 10.87% | 21.63% (stronger) |
| Problem loans | 0.13% (stronger) | 1.03% |
| Net charge-offs | 0.04% (stronger) | 0.20% |
| Return on assets | 2.37% (stronger) | 0.74% |
| Loans ÷ deposits | 85.9% | 60.6% (stronger) |
| Uninsured deposits | 16.6% | 1.9% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 2.5% |
Security State Bank of Marine has the higher TellerScore (82 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Security State Bank of Marine leads on 4 and Members Choice Wv Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.