Side-by-side · Q2 2026 data
Security State Bank of Wanamingo vs Minnesota First Credit and Savings, Incorporated
Bank
Minnesota First Credit and Savings, Incorporated
Rochester, Minnesota · Under $100 million in assets
Metric by metric
| Measure | Security State Bank of Wanamingo | Minnesota First Credit and Savings, Incorporated |
|---|---|---|
| TellerScore | 84 (stronger) | 76 |
| Capital cushion | 64 | 92 (stronger) |
| Loan quality | 100 (stronger) | 96 |
| Earnings | 100 (stronger) | 32 |
| Funding & liquidity | 63 (stronger) | 54 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 86th | 56th |
| Total assets | $112.7M | $29.9M |
| Deposits / shares | $96.7M | $24.9M |
| Capital ratio | 11.37% | 14.16% (stronger) |
| Problem loans | 0.00% (stronger) | 0.12% |
| Net charge-offs | 0.00% | 0.00% (stronger) |
| Return on assets | 2.21% (stronger) | 0.31% |
| Loans ÷ deposits | 97.2% (stronger) | 106.4% |
| Uninsured deposits | 8.0% | 0.2% (stronger) |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Security State Bank of Wanamingo has the higher TellerScore (84 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Security State Bank of Wanamingo leads on 4 and Minnesota First Credit and Savings, Incorporated on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.