Side-by-side · Q2 2026 data
Security State Bank of Warroad vs Worthington Federal Savings Bank, FSB
Metric by metric
| Measure | Security State Bank of Warroad | Worthington Federal Savings Bank, FSB |
|---|---|---|
| TellerScore | 62 | 80 (stronger) |
| Capital cushion | 100 (stronger) | 98 |
| Loan quality | 0 | 78 (stronger) |
| Earnings | 48 (stronger) | 45 |
| Funding & liquidity | 100 (stronger) | 82 |
| Problem-loan coverage | 70 | 94 (stronger) |
| Peer percentile | 22nd | 77th |
| Total assets | $138.3M | $135.4M |
| Deposits / shares | $119.9M | $113.3M |
| Capital ratio | 16.41% (stronger) | 14.83% |
| Problem loans | 4.17% | 0.65% (stronger) |
| Net charge-offs | 0.07% | 0.00% (stronger) |
| Return on assets | 0.69% (stronger) | 0.61% |
| Loans ÷ deposits | 56.3% (stronger) | 77.9% |
| Uninsured deposits | 14.6% | 3.9% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Worthington Federal Savings Bank, FSB has the higher TellerScore (80 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Security State Bank of Warroad leads on 3 and Worthington Federal Savings Bank, FSB on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.