Side-by-side · Q2 2026 data
Securityplus Federal Credit Union vs Cedar Point Federal Credit Union
Credit union
Securityplus Federal Credit Union
Baltimore, Maryland · $100 million – $1 billion
Credit union
Cedar Point Federal Credit Union
Lexington Park, Maryland · $100 million – $1 billion
Metric by metric
| Measure | Securityplus Federal Credit Union | Cedar Point Federal Credit Union |
|---|---|---|
| TellerScore | 53 | 69 (stronger) |
| Capital cushion | 53 (stronger) | 43 |
| Loan quality | 52 | 85 (stronger) |
| Earnings | 26 | 53 (stronger) |
| Funding & liquidity | 76 | 96 (stronger) |
| Problem-loan coverage | 79 | 94 (stronger) |
| Peer percentile | 9th | 48th |
| Total assets | $596.9M | $905.8M |
| Deposits / shares | $519.9M | $819.3M |
| Capital ratio | 10.35% (stronger) | 9.26% |
| Problem loans | 1.45% | 0.45% (stronger) |
| Net charge-offs | 0.63% | 0.23% (stronger) |
| Return on assets | 0.14% | 0.82% (stronger) |
| Loans ÷ deposits | 84.2% | 64.1% (stronger) |
| Uninsured deposits | 5.5% (stronger) | 6.3% |
| Offices | 5 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 7.2% |
Cedar Point Federal Credit Union has the higher TellerScore (69 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Securityplus Federal Credit Union leads on 2 and Cedar Point Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.