Side-by-side · Q2 2026 data
Securityplus Federal Credit Union vs First Peoples Community Federal Credit Union
Credit union
Securityplus Federal Credit Union
Baltimore, Maryland · $100 million – $1 billion
Credit union
First Peoples Community Federal Credit Union
Cumberland, Maryland · $100 million – $1 billion
Metric by metric
| Measure | Securityplus Federal Credit Union | First Peoples Community Federal Credit Union |
|---|---|---|
| TellerScore | 53 | 80 (stronger) |
| Capital cushion | 53 | 86 (stronger) |
| Loan quality | 52 | 82 (stronger) |
| Earnings | 26 | 65 (stronger) |
| Funding & liquidity | 76 (stronger) | 74 |
| Problem-loan coverage | 79 | 94 (stronger) |
| Peer percentile | 9th | 78th |
| Total assets | $596.9M | $666.1M |
| Deposits / shares | $519.9M | $560.0M |
| Capital ratio | 10.35% | 13.61% (stronger) |
| Problem loans | 1.45% | 0.53% (stronger) |
| Net charge-offs | 0.63% | 0.15% (stronger) |
| Return on assets | 0.14% | 1.14% (stronger) |
| Loans ÷ deposits | 84.2% (stronger) | 86.1% |
| Uninsured deposits | 5.5% | 5.2% (stronger) |
| Offices | 5 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 5.8% |
First Peoples Community Federal Credit Union has the higher TellerScore (80 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Securityplus Federal Credit Union leads on 1 and First Peoples Community Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.