Side-by-side · Q2 2026 data
Securityplus Federal Credit Union vs Tower Federal Credit Union
Credit union
Securityplus Federal Credit Union
Baltimore, Maryland · $100 million – $1 billion
Metric by metric
| Measure | Securityplus Federal Credit Union | Tower Federal Credit Union |
|---|---|---|
| TellerScore | 53 | 83 (stronger) |
| Capital cushion | 53 | 93 (stronger) |
| Loan quality | 52 | 87 (stronger) |
| Earnings | 26 | 66 (stronger) |
| Funding & liquidity | 76 (stronger) | 72 |
| Problem-loan coverage | 79 | 96 (stronger) |
| Peer percentile | 9th | 92nd |
| Total assets | $596.9M | $5.0B |
| Deposits / shares | $519.9M | $4.3B |
| Capital ratio | 10.35% | 14.31% (stronger) |
| Problem loans | 1.45% | 0.39% (stronger) |
| Net charge-offs | 0.63% | 0.26% (stronger) |
| Return on assets | 0.14% | 1.16% (stronger) |
| Loans ÷ deposits | 84.2% (stronger) | 88.0% |
| Uninsured deposits | 5.5% (stronger) | 13.2% |
| Offices | 5 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 30.4% |
Tower Federal Credit Union has the higher TellerScore (83 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Securityplus Federal Credit Union leads on 2 and Tower Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.