Side-by-side · Q2 2026 data
Selco Community Credit Union vs 44 North Credit Union
Metric by metric
| Measure | Selco Community Credit Union | 44 North Credit Union |
|---|---|---|
| TellerScore | 77 (stronger) | 61 |
| Capital cushion | 69 | 78 (stronger) |
| Loan quality | 88 (stronger) | 41 |
| Earnings | 58 (stronger) | 39 |
| Funding & liquidity | 87 (stronger) | 80 |
| Problem-loan coverage | 96 (stronger) | 80 |
| Peer percentile | 82nd | 24th |
| Total assets | $3.0B | $157.6M |
| Deposits / shares | $2.6B | $136.0M |
| Capital ratio | 11.93% | 12.82% (stronger) |
| Problem loans | 0.37% (stronger) | 1.76% |
| Net charge-offs | 0.42% (stronger) | 1.79% |
| Return on assets | 0.95% (stronger) | 0.47% |
| Loans ÷ deposits | 73.5% (stronger) | 79.9% |
| Uninsured deposits | 4.8% (stronger) | 6.6% |
| Offices | 11 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Selco Community Credit Union has the higher TellerScore (77 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Selco Community Credit Union leads on 6 and 44 North Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.