Side-by-side · Q2 2026 data
Selco Community Credit Union vs First Community Credit Union
Metric by metric
| Measure | Selco Community Credit Union | First Community Credit Union |
|---|---|---|
| TellerScore | 77 | 86 (stronger) |
| Capital cushion | 69 | 83 (stronger) |
| Loan quality | 88 | 99 (stronger) |
| Earnings | 58 | 72 (stronger) |
| Funding & liquidity | 87 (stronger) | 79 |
| Problem-loan coverage | 96 | 99 (stronger) |
| Peer percentile | 82nd | 95th |
| Total assets | $3.0B | $1.9B |
| Deposits / shares | $2.6B | $1.6B |
| Capital ratio | 11.93% | 13.29% (stronger) |
| Problem loans | 0.37% | 0.04% (stronger) |
| Net charge-offs | 0.42% | 0.04% (stronger) |
| Return on assets | 0.95% | 1.31% (stronger) |
| Loans ÷ deposits | 73.5% (stronger) | 81.0% |
| Uninsured deposits | 4.8% (stronger) | 6.3% |
| Offices | 11 | 26 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Community Credit Union has the higher TellerScore (86 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Selco Community Credit Union leads on 2 and First Community Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.