Side-by-side · Q2 2026 data
Selco Community Credit Union vs Gateway Credit Union
Metric by metric
| Measure | Selco Community Credit Union | Gateway Credit Union |
|---|---|---|
| TellerScore | 77 | 83 (stronger) |
| Capital cushion | 69 | 100 (stronger) |
| Loan quality | 88 | 88 |
| Earnings | 58 (stronger) | 45 |
| Funding & liquidity | 87 (stronger) | 82 |
| Problem-loan coverage | 96 | 98 (stronger) |
| Peer percentile | 82nd | 72nd |
| Total assets | $3.0B | $31.4M |
| Deposits / shares | $2.6B | $24.3M |
| Capital ratio | 11.93% | 21.85% (stronger) |
| Problem loans | 0.37% | 0.36% (stronger) |
| Net charge-offs | 0.42% | -0.03% (stronger) |
| Return on assets | 0.95% (stronger) | 0.64% |
| Loans ÷ deposits | 73.5% (stronger) | 78.7% |
| Uninsured deposits | 4.8% | 3.1% (stronger) |
| Offices | 11 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Gateway Credit Union has the higher TellerScore (83 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Selco Community Credit Union leads on 2 and Gateway Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.