Side-by-side · Q2 2026 data
Selco Community Credit Union vs Oregon State Credit Union
Metric by metric
| Measure | Selco Community Credit Union | Oregon State Credit Union |
|---|---|---|
| TellerScore | 77 (stronger) | 76 |
| Capital cushion | 69 (stronger) | 68 |
| Loan quality | 88 (stronger) | 81 |
| Earnings | 58 | 73 (stronger) |
| Funding & liquidity | 87 (stronger) | 76 |
| Problem-loan coverage | 96 (stronger) | 92 |
| Peer percentile | 82nd | 79th |
| Total assets | $3.0B | $2.8B |
| Deposits / shares | $2.6B | $2.4B |
| Capital ratio | 11.93% (stronger) | 11.75% |
| Problem loans | 0.37% (stronger) | 0.58% |
| Net charge-offs | 0.42% (stronger) | 0.74% |
| Return on assets | 0.95% | 1.32% (stronger) |
| Loans ÷ deposits | 73.5% (stronger) | 84.5% |
| Uninsured deposits | 4.8% (stronger) | 5.9% |
| Offices | 11 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 14.3% |
Selco Community Credit Union has the higher TellerScore (77 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Selco Community Credit Union leads on 6 and Oregon State Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.