Side-by-side · Q2 2026 data
Select Employees Credit Union vs Ottawa Hiway Credit Union
Credit union
Select Employees Credit Union
Sterling, Illinois · Under $100 million in assets
Metric by metric
| Measure | Select Employees Credit Union | Ottawa Hiway Credit Union |
|---|---|---|
| TellerScore | 86 | 100 (stronger) |
| Capital cushion | 76 | 100 (stronger) |
| Loan quality | 91 | 100 (stronger) |
| Earnings | 82 | 100 (stronger) |
| Funding & liquidity | 92 | 100 (stronger) |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 80th | 100th |
| Total assets | $78.6M | $16.3M |
| Deposits / shares | $68.4M | $13.5M |
| Capital ratio | 12.63% | 16.69% (stronger) |
| Problem loans | 0.26% | 0.00% (stronger) |
| Net charge-offs | 0.13% | 0.07% (stronger) |
| Return on assets | 1.55% | 2.12% (stronger) |
| Loans ÷ deposits | 68.2% | 52.9% (stronger) |
| Uninsured deposits | 3.9% (stronger) | 11.5% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Ottawa Hiway Credit Union has the higher TellerScore (100 vs 86). On the 7 directional measures above (where higher or lower is clearly better), Select Employees Credit Union leads on 1 and Ottawa Hiway Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.