Side-by-side · Q2 2026 data
Select Federal Credit Union vs City Public Service/Ibew Federal Credit Union
Credit union
City Public Service/Ibew Federal Credit Union
San Antonio, Texas · Under $100 million in assets
Metric by metric
| Measure | Select Federal Credit Union | City Public Service/Ibew Federal Credit Union |
|---|---|---|
| TellerScore | 70 | 81 (stronger) |
| Capital cushion | 100 (stronger) | 99 |
| Loan quality | 72 (stronger) | 61 |
| Earnings | 0 | 58 (stronger) |
| Funding & liquidity | 86 | 100 (stronger) |
| Problem-loan coverage | 93 | 94 (stronger) |
| Peer percentile | 40th | 68th |
| Total assets | $57.7M | $56.3M |
| Deposits / shares | $48.1M | $48.7M |
| Capital ratio | 15.08% (stronger) | 14.86% |
| Problem loans | 0.83% (stronger) | 1.18% |
| Net charge-offs | 0.78% | 0.38% (stronger) |
| Return on assets | -1.67% | 0.96% (stronger) |
| Loans ÷ deposits | 74.1% | 42.3% (stronger) |
| Uninsured deposits | 1.4% (stronger) | 2.5% |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
City Public Service/Ibew Federal Credit Union has the higher TellerScore (81 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Select Federal Credit Union leads on 3 and City Public Service/Ibew Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.