Side-by-side · Q2 2026 data
Select Seven Federal Credit Union vs Jack Daniel Employees Credit Union
Credit union
Select Seven Federal Credit Union
Johnson City, Tennessee · Under $100 million in assets
Credit union
Jack Daniel Employees Credit Union
Lynchburg, Tennessee · Under $100 million in assets
Metric by metric
| Measure | Select Seven Federal Credit Union | Jack Daniel Employees Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 74 |
| Capital cushion | 87 (stronger) | 63 |
| Loan quality | 94 (stronger) | 79 |
| Earnings | 53 | 67 (stronger) |
| Funding & liquidity | 71 | 83 (stronger) |
| Problem-loan coverage | 98 (stronger) | 92 |
| Peer percentile | 68th | 49th |
| Total assets | $62.4M | $56.7M |
| Deposits / shares | $52.9M | $49.8M |
| Capital ratio | 13.67% (stronger) | 11.32% |
| Problem loans | 0.18% (stronger) | 0.63% |
| Net charge-offs | 0.09% (stronger) | 0.14% |
| Return on assets | 0.82% | 1.18% (stronger) |
| Loans ÷ deposits | 88.9% | 77.6% (stronger) |
| Uninsured deposits | 6.4% | 5.1% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Select Seven Federal Credit Union has the higher TellerScore (81 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Select Seven Federal Credit Union leads on 4 and Jack Daniel Employees Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.