Side-by-side · Q2 2026 data
Self-Help Federal Credit Union vs Latino Community Credit Union
Metric by metric
| Measure | Self-Help Federal Credit Union | Latino Community Credit Union |
|---|---|---|
| TellerScore | 73 (stronger) | 64 |
| Capital cushion | 100 | 100 |
| Loan quality | 66 (stronger) | 40 |
| Earnings | 35 | 51 (stronger) |
| Funding & liquidity | 70 (stronger) | 37 |
| Problem-loan coverage | 94 (stronger) | 87 |
| Peer percentile | 70th | 36th |
| Total assets | $2.4B | $1.0B |
| Deposits / shares | $1.8B | $735.0M |
| Capital ratio | 25.18% (stronger) | 24.23% |
| Problem loans | 1.01% (stronger) | 1.81% |
| Net charge-offs | 0.17% (stronger) | 0.57% |
| Return on assets | 0.37% | 0.78% (stronger) |
| Loans ÷ deposits | 90.7% (stronger) | 118.5% |
| Uninsured deposits | 10.9% (stronger) | 26.8% |
| Offices | 17 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.4% | 8.5% |
Self-Help Federal Credit Union has the higher TellerScore (73 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Self-Help Federal Credit Union leads on 6 and Latino Community Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.