Side-by-side · Q2 2026 data
Self Memorial Hospital Federal Credit Union vs Tru Federal Credit Union
Credit union
Self Memorial Hospital Federal Credit Union
Greenwood, South Carolina · Under $100 million in assets
Credit union
Tru Federal Credit Union
Greenwood, South Carolina · Under $100 million in assets
Metric by metric
| Measure | Self Memorial Hospital Federal Credit Union | Tru Federal Credit Union |
|---|---|---|
| TellerScore | 62 | 68 (stronger) |
| Capital cushion | 50 | 60 (stronger) |
| Loan quality | 60 | 86 (stronger) |
| Earnings | 39 (stronger) | 25 |
| Funding & liquidity | 100 (stronger) | 92 |
| Problem-loan coverage | 87 | 95 (stronger) |
| Peer percentile | 24th | 36th |
| Total assets | $14.0M | $63.4M |
| Deposits / shares | $12.5M | $54.9M |
| Capital ratio | 10.00% | 11.01% (stronger) |
| Problem loans | 1.19% | 0.42% (stronger) |
| Net charge-offs | 0.52% (stronger) | 1.02% |
| Return on assets | 0.48% (stronger) | 0.12% |
| Loans ÷ deposits | 60.6% (stronger) | 68.2% |
| Uninsured deposits | 0.7% (stronger) | 1.1% |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Tru Federal Credit Union has the higher TellerScore (68 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Self Memorial Hospital Federal Credit Union leads on 4 and Tru Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.