Side-by-side · Q2 2026 data
Self Reliance Financial Federal Credit Union vs Post Office CU of Md, Inc. Credit Union
Credit union
Self Reliance Financial Federal Credit Union
New York, New York · $1 billion – $10 billion
Credit union
Post Office CU of Md, Inc. Credit Union
Baltimore, Maryland · Under $100 million in assets
Metric by metric
| Measure | Self Reliance Financial Federal Credit Union | Post Office CU of Md, Inc. Credit Union |
|---|---|---|
| TellerScore | 79 (stronger) | 66 |
| Capital cushion | 100 | 100 |
| Loan quality | 79 (stronger) | 45 |
| Earnings | 41 (stronger) | 40 |
| Funding & liquidity | 78 (stronger) | 50 |
| Problem-loan coverage | 95 (stronger) | 89 |
| Peer percentile | 86th | 32nd |
| Total assets | $2.0B | $28.2M |
| Deposits / shares | $1.7B | $21.0M |
| Capital ratio | 17.16% | 25.20% (stronger) |
| Problem loans | 0.63% (stronger) | 1.65% |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 0.52% (stronger) | 0.51% |
| Loans ÷ deposits | 81.4% (stronger) | 115.0% |
| Uninsured deposits | 16.1% | 0.0% (stronger) |
| Offices | 10 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Self Reliance Financial Federal Credit Union has the higher TellerScore (79 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Self Reliance Financial Federal Credit Union leads on 4 and Post Office CU of Md, Inc. Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.