Side-by-side · Q2 2026 data
Selfreliance Federal Credit Union vs 1st Midamerica Credit Union
Metric by metric
| Measure | Selfreliance Federal Credit Union | 1st Midamerica Credit Union |
|---|---|---|
| TellerScore | 71 (stronger) | 64 |
| Capital cushion | 73 | 83 (stronger) |
| Loan quality | 69 (stronger) | 33 |
| Earnings | 47 | 69 (stronger) |
| Funding & liquidity | 87 (stronger) | 61 |
| Problem-loan coverage | 90 (stronger) | 74 |
| Peer percentile | 62nd | 36th |
| Total assets | $1.2B | $1.0B |
| Deposits / shares | $986.0M | $868.2M |
| Capital ratio | 12.27% | 13.33% (stronger) |
| Problem loans | 0.92% (stronger) | 2.01% |
| Net charge-offs | 0.31% | 0.26% (stronger) |
| Return on assets | 0.68% | 1.22% (stronger) |
| Loans ÷ deposits | 73.5% (stronger) | 98.9% |
| Uninsured deposits | 11.9% | 7.3% (stronger) |
| Offices | 13 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.4% | 22.6% |
Selfreliance Federal Credit Union has the higher TellerScore (71 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Selfreliance Federal Credit Union leads on 3 and 1st Midamerica Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.