Selfreliance Federal Credit Union (NCUA charter #7346) is based in Chicago, Illinois. Its Q2 2026 call report shows $1.2B in total assets and $986.0M in member shares and deposits and 13 offices across 4 states.
Based on its Q2 2026 filing, Selfreliance Federal Credit Union scores 71/100, which we describe as strong. That is higher than 62% of 454 credit unions with $1 billion – $10 billion. Among 188 credit unions headquartered in Illinois, it ranks 117th. Its strongest component is problem-loan coverage (90/100; 4.8%), and its lowest is earnings (47/100; 0.68%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 9 points (62 → 71), mostly because the loan quality component improved by 32 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 67 |
| Q3 2024 | 68 |
| Q4 2024 | 64 |
| Q1 2025 | 63 |
| Q2 2025 | 62 |
| Q3 2025 | 61 |
| Q4 2025 | 63 |
| Q1 2026 | 70 |
| Q2 2026 | 71 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 13.03% |
| Q3 2024 | 13.21% |
| Q4 2024 | 12.81% |
| Q1 2025 | 12.81% |
| Q2 2025 | 12.71% |
| Q3 2025 | 12.44% |
| Q4 2025 | 12.53% |
| Q1 2026 | 12.63% |
| Q2 2026 | 12.27% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 1.28% |
| Q3 2024 | 1.26% |
| Q4 2024 | 1.49% |
| Q1 2025 | 1.81% |
| Q2 2025 | 1.90% |
| Q3 2025 | 1.99% |
| Q4 2025 | 1.76% |
| Q1 2026 | 1.11% |
| Q2 2026 | 0.92% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.29% |
| Q3 2024 | 0.29% |
| Q4 2024 | 0.24% |
| Q1 2025 | 0.56% |
| Q2 2025 | 0.56% |
| Q3 2025 | 0.60% |
| Q4 2025 | 0.58% |
| Q1 2026 | 0.66% |
| Q2 2026 | 0.68% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 71 | $1.2B | 12.27% | 0.92% | 0.68% | 73.5% |
| Q1 2026 | 70 | $1.1B | 12.63% | 1.11% | 0.66% | 73.3% |
| Q4 2025 | 63 | $1.1B | 12.53% | 1.76% | 0.58% | 73.4% |
| Q3 2025 | 61 | $1.1B | 12.44% | 1.99% | 0.60% | 72.6% |
| Q2 2025 | 62 | $1.1B | 12.71% | 1.90% | 0.56% | 72.7% |
| Q1 2025 | 63 | $1.1B | 12.81% | 1.81% | 0.56% | 72.3% |
| Q4 2024 | 64 | $1.1B | 12.81% | 1.49% | 0.24% | 71.6% |
| Q3 2024 | 68 | $1.0B | 13.21% | 1.26% | 0.29% | 72.5% |
| Q2 2024 | 67 | $1.0B | 13.03% | 1.28% | 0.29% | 71.7% |
454 peers · $1 billion – $10 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Illinois
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Vibrant Credit UnionCredit union Moline, IL | 42 out of 100, Below average | $1.2B | 8.0% | 1.59% | vs |
| Abbott Laboratories Credit UnionCredit union Gurnee, IL | 89 out of 100, Very strong | $1.1B | 14.5% | 0.11% | vs |
| 1st Midamerica Credit UnionCredit union Bethalto, IL | 64 out of 100, Moderate | $1.0B | 13.3% | 2.01% | vs |
| Great Lakes Credit UnionCredit union Bannockburn, IL | 52 out of 100, Below average | $1.4B | 9.1% | 1.26% | vs |
| Scott Credit UnionCredit union Edwardsville, IL | 71 out of 100, Strong | $1.9B | 10.1% | 0.54% | vs |
| Empeople Credit UnionCredit union Moline, IL | 58 out of 100, Moderate | $2.3B | 8.3% | 0.59% | vs |
Deposit insurance
Is my money safe at Selfreliance Federal Credit Union?
Yes. Selfreliance Federal Credit Union is a federally insured credit union (NCUA charter #7346). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 11.9% of shares and deposits ($117.1M) are above the $250,000 NCUA insurance limit, above the peer median of 9%. Insured balances are protected regardless of the score.
The net worth ratio is 12.27%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
13 locations
Branches
Selfreliance Federal Credit Union lists 13 offices in 12 cities across 4 states. Most locations:
- Chicago, IL (2)
- Bloomingdale, IL (1)
- Cromwell, CT (1)
- Hamtramck, MI (1)
- Jersey City, NJ (1)
- Newark, NJ (1)
- New Britain, CT (1)
- Palatine, IL (1)
- Warren, MI (1)
- West Bloomfield, MI (1)
- Wethersfield, CT (1)
- Whippany, NJ (1)
HMDA 2025
Mortgage lending
In 2025, Selfreliance Federal Credit Union reported 255 home-loan applications under HMDA (LEI 549300XZ4R55J9UKB235): 235 originated ($109,175,000 total), 1 denied, and 13 withdrawn or closed by the applicant. Its denial rate on decided applications was 0.4%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Selfreliance Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 7346
- RSSD ID
- 428686
- Primary regulator
- NCUA
- Established
- 1951
- Headquarters
- 2332 W Chicago Ave, Chicago, IL 60622
- Employees
- 170
Quick answers
Selfreliance Federal Credit Union: common questions
Is Selfreliance Federal Credit Union NCUA insured?
Yes. Selfreliance Federal Credit Union is a federally insured credit union (NCUA charter #7346). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Selfreliance Federal Credit Union's TellerScore?
71 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Selfreliance Federal Credit Union have?
13 offices as of the latest NCUA data, in 4 states.
Nearby
Highest-scoring banks and credit unions with branches near Chicago
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Pilgrim Baptist Credit UnionCredit union Chicago, IL | 100 out of 100, Very strong | $263K | 25.8% | 0.00% | vs |
| M.W.P.H. Grand Lodge of Illinois Federal Credit UnionCredit union Chicago, IL | 100 out of 100, Very strong | $418K | 18.5% | — | vs |
| Israel Methcomm Federal Credit UnionCredit union Chicago, IL | 100 out of 100, Very strong | $2.0M | 15.5% | 0.00% | vs |
| Evergreen Park Schools Federal Credit UnionCredit union Evergreen Park, IL | 100 out of 100, Very strong | $10.0M | 19.4% | 0.00% | vs |
| Western Springs Federal Credit UnionCredit union Western Springs, IL | 95 out of 100, Very strong | $3.9M | 18.2% | 0.46% | vs |
| St. Martin De Porres Parish Federal Credit UnionCredit union Chicago, IL | 93 out of 100, Very strong | $383K | 15.0% | 0.00% | vs |