Side-by-side · Q2 2026 data
Selfreliance Federal Credit Union vs Scott Credit Union
Metric by metric
| Measure | Selfreliance Federal Credit Union | Scott Credit Union |
|---|---|---|
| TellerScore | 71 | 71 |
| Capital cushion | 73 (stronger) | 51 |
| Loan quality | 69 | 82 (stronger) |
| Earnings | 47 | 65 (stronger) |
| Funding & liquidity | 87 (stronger) | 83 |
| Problem-loan coverage | 90 | 93 (stronger) |
| Peer percentile | 62nd | 62nd |
| Total assets | $1.2B | $1.9B |
| Deposits / shares | $986.0M | $1.6B |
| Capital ratio | 12.27% (stronger) | 10.14% |
| Problem loans | 0.92% | 0.54% (stronger) |
| Net charge-offs | 0.31% (stronger) | 0.97% |
| Return on assets | 0.68% | 1.14% (stronger) |
| Loans ÷ deposits | 73.5% (stronger) | 77.7% |
| Uninsured deposits | 11.9% | 6.8% (stronger) |
| Offices | 13 | 22 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.4% | 23.3% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Selfreliance Federal Credit Union leads on 3 and Scott Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.