Side-by-side · Q2 2026 data
Seneca Savings Bank, National Association vs Nucor Employee'S Credit Union
Bank
Seneca Savings Bank, National Association
Baldwinsville, New York · $100 million – $1 billion
Credit union
Nucor Employee'S Credit Union
Florence, South Carolina · Under $100 million in assets
Metric by metric
| Measure | Seneca Savings Bank, National Association | Nucor Employee'S Credit Union |
|---|---|---|
| TellerScore | 51 | 91 (stronger) |
| Capital cushion | 48 | 100 (stronger) |
| Loan quality | 63 | 80 (stronger) |
| Earnings | 28 | 92 (stronger) |
| Funding & liquidity | 46 | 87 (stronger) |
| Problem-loan coverage | 82 | 96 (stronger) |
| Peer percentile | 8th | 90th |
| Total assets | $312.5M | $68.2M |
| Deposits / shares | $246.6M | $54.2M |
| Capital ratio | 9.84% | 19.74% (stronger) |
| Problem loans | 1.12% | 0.61% (stronger) |
| Net charge-offs | 0.14% (stronger) | 0.20% |
| Return on assets | 0.19% | 1.80% (stronger) |
| Loans ÷ deposits | 96.0% | 73.1% (stronger) |
| Uninsured deposits | 31.0% | 6.2% (stronger) |
| Offices | 5 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.7% | — |
Nucor Employee'S Credit Union has the higher TellerScore (91 vs 51). On the 7 directional measures above (where higher or lower is clearly better), Seneca Savings Bank, National Association leads on 1 and Nucor Employee'S Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.