Side-by-side · Q2 2026 data
Servbank, National Association vs Earthmover Credit Union
Metric by metric
| Measure | Servbank, National Association | Earthmover Credit Union |
|---|---|---|
| TellerScore | 76 | 87 (stronger) |
| Capital cushion | 68 | 100 (stronger) |
| Loan quality | 80 (stronger) | 75 |
| Earnings | 100 (stronger) | 72 |
| Funding & liquidity | 39 | 92 (stronger) |
| Problem-loan coverage | 94 | 96 (stronger) |
| Peer percentile | 80th | 91st |
| Total assets | $1.7B | $471.7M |
| Deposits / shares | $1.2B | $385.6M |
| Capital ratio | 11.81% | 19.34% (stronger) |
| Problem loans | 0.59% (stronger) | 0.75% |
| Net charge-offs | -0.04% (stronger) | 0.34% |
| Return on assets | 2.21% (stronger) | 1.30% |
| Loans ÷ deposits | 86.8% | 68.1% (stronger) |
| Uninsured deposits | 46.2% | 0.0% (stronger) |
| Offices | 8 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 90.1% | — |
Earthmover Credit Union has the higher TellerScore (87 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Servbank, National Association leads on 3 and Earthmover Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.