Side-by-side · Q2 2026 data
Sevenfold Federal Credit Union vs Post Office Employees' Credit Union
Credit union
Sevenfold Federal Credit Union
West Monroe, Louisiana · Under $100 million in assets
Credit union
Post Office Employees' Credit Union
Metairie, Louisiana · Under $100 million in assets
Metric by metric
| Measure | Sevenfold Federal Credit Union | Post Office Employees' Credit Union |
|---|---|---|
| TellerScore | 73 | 78 (stronger) |
| Capital cushion | 88 (stronger) | 74 |
| Loan quality | 38 | 94 (stronger) |
| Earnings | 65 (stronger) | 41 |
| Funding & liquidity | 100 (stronger) | 92 |
| Problem-loan coverage | 87 | 98 (stronger) |
| Peer percentile | 47th | 59th |
| Total assets | $52.5M | $54.7M |
| Deposits / shares | $45.0M | $47.3M |
| Capital ratio | 13.78% (stronger) | 12.40% |
| Problem loans | 1.86% | 0.18% (stronger) |
| Net charge-offs | 0.19% | -0.08% (stronger) |
| Return on assets | 1.13% (stronger) | 0.52% |
| Loans ÷ deposits | 54.2% (stronger) | 68.6% |
| Uninsured deposits | 5.1% | 4.1% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Post Office Employees' Credit Union has the higher TellerScore (78 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Sevenfold Federal Credit Union leads on 3 and Post Office Employees' Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.