Side-by-side · Q2 2026 data
Sevier County Schools Federal Credit Union vs First Choice Community Credit Union
Credit union
Sevier County Schools Federal Credit Union
Sevierville, Tennessee · Under $100 million in assets
Credit union
First Choice Community Credit Union
Knoxville, Tennessee · Under $100 million in assets
Metric by metric
| Measure | Sevier County Schools Federal Credit Union | First Choice Community Credit Union |
|---|---|---|
| TellerScore | 99 (stronger) | 85 |
| Capital cushion | 100 | 100 |
| Loan quality | 97 (stronger) | 66 |
| Earnings | 100 (stronger) | 72 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 99th | 77th |
| Total assets | $13.9M | $48.9M |
| Deposits / shares | $10.8M | $40.7M |
| Capital ratio | 21.80% (stronger) | 16.41% |
| Problem loans | 0.09% (stronger) | 1.02% |
| Net charge-offs | 0.00% (stronger) | 0.25% |
| Return on assets | 2.42% (stronger) | 1.31% |
| Loans ÷ deposits | 50.7% | 48.6% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 1.5% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Sevier County Schools Federal Credit Union has the higher TellerScore (99 vs 85). On the 7 directional measures above (where higher or lower is clearly better), Sevier County Schools Federal Credit Union leads on 6 and First Choice Community Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.