Side-by-side · Q2 2026 data
Sharefax Credit Union vs Pathways Financial Credit Union
Metric by metric
| Measure | Sharefax Credit Union | Pathways Financial Credit Union |
|---|---|---|
| TellerScore | 59 | 67 (stronger) |
| Capital cushion | 48 | 58 (stronger) |
| Loan quality | 63 | 64 (stronger) |
| Earnings | 44 | 59 (stronger) |
| Funding & liquidity | 80 | 84 (stronger) |
| Problem-loan coverage | 80 | 87 (stronger) |
| Peer percentile | 19th | 41st |
| Total assets | $720.8M | $771.9M |
| Deposits / shares | $643.0M | $656.2M |
| Capital ratio | 9.82% | 10.84% (stronger) |
| Problem loans | 1.11% | 1.08% (stronger) |
| Net charge-offs | 0.32% | 0.25% (stronger) |
| Return on assets | 0.59% | 0.99% (stronger) |
| Loans ÷ deposits | 80.6% | 76.7% (stronger) |
| Uninsured deposits | 8.4% | 8.2% (stronger) |
| Offices | 8 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.3% | 29.5% |
Pathways Financial Credit Union has the higher TellerScore (67 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Sharefax Credit Union leads on 0 and Pathways Financial Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.