Side-by-side · Q2 2026 data
Sharepoint Credit Union vs Minnco Credit Union
Metric by metric
| Measure | Sharepoint Credit Union | Minnco Credit Union |
|---|---|---|
| TellerScore | 68 | 70 (stronger) |
| Capital cushion | 68 (stronger) | 49 |
| Loan quality | 66 | 85 (stronger) |
| Earnings | 44 | 56 (stronger) |
| Funding & liquidity | 87 | 92 (stronger) |
| Problem-loan coverage | 89 | 93 (stronger) |
| Peer percentile | 45th | 51st |
| Total assets | $360.1M | $604.7M |
| Deposits / shares | $317.6M | $530.6M |
| Capital ratio | 11.80% (stronger) | 9.95% |
| Problem loans | 1.02% | 0.44% (stronger) |
| Net charge-offs | 0.20% (stronger) | 0.50% |
| Return on assets | 0.60% | 0.91% (stronger) |
| Loans ÷ deposits | 73.2% | 68.0% (stronger) |
| Uninsured deposits | 5.1% (stronger) | 8.1% |
| Offices | 2 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.5% | 23.0% |
Minnco Credit Union has the higher TellerScore (70 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Sharepoint Credit Union leads on 3 and Minnco Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.