Side-by-side · Q2 2026 data
Sharon & Crescent United Credit Union vs St. Mary'S Credit Union
Credit union
Sharon & Crescent United Credit Union
Sharon, Massachusetts · $1 billion – $10 billion
Metric by metric
| Measure | Sharon & Crescent United Credit Union | St. Mary'S Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 71 |
| Capital cushion | 78 (stronger) | 67 |
| Loan quality | 86 | 97 (stronger) |
| Earnings | 55 (stronger) | 30 |
| Funding & liquidity | 70 | 72 (stronger) |
| Problem-loan coverage | 95 | 99 (stronger) |
| Peer percentile | 79th | 62nd |
| Total assets | $1.4B | $1.0B |
| Deposits / shares | $1.1B | $854.9M |
| Capital ratio | 12.83% (stronger) | 11.69% |
| Problem loans | 0.43% | 0.08% (stronger) |
| Net charge-offs | 0.05% (stronger) | 0.07% |
| Return on assets | 0.88% (stronger) | 0.25% |
| Loans ÷ deposits | 90.7% | 88.5% (stronger) |
| Uninsured deposits | 14.2% (stronger) | 14.8% |
| Offices | 13 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.2% | 15.4% |
Sharon & Crescent United Credit Union has the higher TellerScore (76 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Sharon & Crescent United Credit Union leads on 5 and St. Mary'S Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.