Side-by-side · Q2 2026 data
Sharon Bank vs Toledo Fire Fighters Federal Credit Union
Credit union
Toledo Fire Fighters Federal Credit Union
Toledo, Ohio · Under $100 million in assets
Metric by metric
| Measure | Sharon Bank | Toledo Fire Fighters Federal Credit Union |
|---|---|---|
| TellerScore | 65 | 95 (stronger) |
| Capital cushion | 44 | 100 (stronger) |
| Loan quality | 95 (stronger) | 89 |
| Earnings | 46 | 90 (stronger) |
| Funding & liquidity | 68 | 100 (stronger) |
| Problem-loan coverage | 89 | 98 (stronger) |
| Peer percentile | 29th | 96th |
| Total assets | $172.6M | $45.5M |
| Deposits / shares | $146.9M | $37.4M |
| Capital ratio | 9.38% | 17.84% (stronger) |
| Problem loans | 0.16% (stronger) | 0.34% |
| Net charge-offs | 0.00% (stronger) | 0.58% |
| Return on assets | 0.65% | 1.75% (stronger) |
| Loans ÷ deposits | 92.2% | 50.6% (stronger) |
| Uninsured deposits | 11.6% | 0.2% (stronger) |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.7% | — |
Toledo Fire Fighters Federal Credit Union has the higher TellerScore (95 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Sharon Bank leads on 2 and Toledo Fire Fighters Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.