Side-by-side · Q2 2026 data
Sharonview Federal Credit Union vs Allvac Savings and Credit Union
Credit union
Sharonview Federal Credit Union
Fort Mill, South Carolina · $1 billion – $10 billion
Credit union
Allvac Savings and Credit Union
Monroe, North Carolina · Under $100 million in assets
Metric by metric
| Measure | Sharonview Federal Credit Union | Allvac Savings and Credit Union |
|---|---|---|
| TellerScore | 44 | 90 (stronger) |
| Capital cushion | 26 | 100 (stronger) |
| Loan quality | 61 | 97 (stronger) |
| Earnings | 11 | 63 (stronger) |
| Funding & liquidity | 80 | 91 (stronger) |
| Problem-loan coverage | 72 | 99 (stronger) |
| Peer percentile | 3rd | 89th |
| Total assets | $1.3B | $9.5M |
| Deposits / shares | $1.2B | $7.8M |
| Capital ratio | 7.63% | 17.59% (stronger) |
| Problem loans | 1.18% | 0.09% (stronger) |
| Net charge-offs | 0.78% | 0.39% (stronger) |
| Return on assets | -0.23% | 1.07% (stronger) |
| Loans ÷ deposits | 80.3% | 68.9% (stronger) |
| Uninsured deposits | 9.6% | 8.5% (stronger) |
| Offices | 15 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 50.3% | — |
Allvac Savings and Credit Union has the higher TellerScore (90 vs 44). On the 7 directional measures above (where higher or lower is clearly better), Sharonview Federal Credit Union leads on 0 and Allvac Savings and Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.