Side-by-side · Q2 2026 data
Sharonview Federal Credit Union vs Members Credit Union
Credit union
Sharonview Federal Credit Union
Fort Mill, South Carolina · $1 billion – $10 billion
Credit union
Members Credit Union
Winston Salem, North Carolina · $100 million – $1 billion
Metric by metric
| Measure | Sharonview Federal Credit Union | Members Credit Union |
|---|---|---|
| TellerScore | 44 | 85 (stronger) |
| Capital cushion | 26 | 98 (stronger) |
| Loan quality | 61 | 73 (stronger) |
| Earnings | 11 | 62 (stronger) |
| Funding & liquidity | 80 | 100 (stronger) |
| Problem-loan coverage | 72 | 95 (stronger) |
| Peer percentile | 3rd | 87th |
| Total assets | $1.3B | $477.1M |
| Deposits / shares | $1.2B | $404.2M |
| Capital ratio | 7.63% | 14.83% (stronger) |
| Problem loans | 1.18% | 0.82% (stronger) |
| Net charge-offs | 0.78% (stronger) | 1.39% |
| Return on assets | -0.23% | 1.06% (stronger) |
| Loans ÷ deposits | 80.3% | 46.5% (stronger) |
| Uninsured deposits | 9.6% | 3.3% (stronger) |
| Offices | 15 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 50.3% | — |
Members Credit Union has the higher TellerScore (85 vs 44). On the 7 directional measures above (where higher or lower is clearly better), Sharonview Federal Credit Union leads on 1 and Members Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.