Side-by-side · Q2 2026 data
Sheboygan Area Credit Union vs Fond Du Lac Credit Union
Credit union
Sheboygan Area Credit Union
Sheboygan, Wisconsin · Under $100 million in assets
Credit union
Fond Du Lac Credit Union
Fond du Lac, Wisconsin · Under $100 million in assets
Metric by metric
| Measure | Sheboygan Area Credit Union | Fond Du Lac Credit Union |
|---|---|---|
| TellerScore | 97 (stronger) | 87 |
| Capital cushion | 100 (stronger) | 86 |
| Loan quality | 96 (stronger) | 88 |
| Earnings | 96 (stronger) | 75 |
| Funding & liquidity | 92 | 98 (stronger) |
| Problem-loan coverage | 99 (stronger) | 97 |
| Peer percentile | 98th | 83rd |
| Total assets | $93.4M | $84.9M |
| Deposits / shares | $78.1M | $72.7M |
| Capital ratio | 15.26% (stronger) | 13.62% |
| Problem loans | 0.13% (stronger) | 0.35% |
| Net charge-offs | 0.01% (stronger) | 0.21% |
| Return on assets | 1.90% (stronger) | 1.37% |
| Loans ÷ deposits | 67.9% | 62.4% (stronger) |
| Uninsured deposits | 2.3% (stronger) | 3.0% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.6% | 14.3% |
Sheboygan Area Credit Union has the higher TellerScore (97 vs 87). On the 7 directional measures above (where higher or lower is clearly better), Sheboygan Area Credit Union leads on 6 and Fond Du Lac Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.