Side-by-side · Q2 2026 data
Sheboygan Area Credit Union vs Police Credit Union
Credit union
Sheboygan Area Credit Union
Sheboygan, Wisconsin · Under $100 million in assets
Metric by metric
| Measure | Sheboygan Area Credit Union | Police Credit Union |
|---|---|---|
| TellerScore | 97 (stronger) | 54 |
| Capital cushion | 100 | 100 |
| Loan quality | 96 (stronger) | 0 |
| Earnings | 96 (stronger) | 47 |
| Funding & liquidity | 92 (stronger) | 50 |
| Problem-loan coverage | 99 (stronger) | 70 |
| Peer percentile | 98th | 13th |
| Total assets | $93.4M | $905K |
| Deposits / shares | $78.1M | $730K |
| Capital ratio | 15.26% | 19.38% (stronger) |
| Problem loans | 0.13% (stronger) | 3.49% |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 1.90% (stronger) | 0.69% |
| Loans ÷ deposits | 67.9% (stronger) | 114.4% |
| Uninsured deposits | 2.3% | 0.0% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.6% | — |
Sheboygan Area Credit Union has the higher TellerScore (97 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Sheboygan Area Credit Union leads on 4 and Police Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.