Side-by-side · Q2 2026 data
Sheboygan Area Credit Union vs Premier Financial Credit Union
Credit union
Sheboygan Area Credit Union
Sheboygan, Wisconsin · Under $100 million in assets
Metric by metric
| Measure | Sheboygan Area Credit Union | Premier Financial Credit Union |
|---|---|---|
| TellerScore | 97 (stronger) | 78 |
| Capital cushion | 100 (stronger) | 86 |
| Loan quality | 96 (stronger) | 68 |
| Earnings | 96 (stronger) | 64 |
| Funding & liquidity | 92 (stronger) | 89 |
| Problem-loan coverage | 99 (stronger) | 91 |
| Peer percentile | 98th | 74th |
| Total assets | $93.4M | $132.4M |
| Deposits / shares | $78.1M | $112.8M |
| Capital ratio | 15.26% (stronger) | 13.55% |
| Problem loans | 0.13% (stronger) | 0.95% |
| Net charge-offs | 0.01% (stronger) | 0.06% |
| Return on assets | 1.90% (stronger) | 1.09% |
| Loans ÷ deposits | 67.9% (stronger) | 71.1% |
| Uninsured deposits | 2.3% | 1.7% (stronger) |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.6% | 4.8% |
Sheboygan Area Credit Union has the higher TellerScore (97 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Sheboygan Area Credit Union leads on 6 and Premier Financial Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.