Side-by-side · Q2 2026 data
Sherburne Bank vs Minnesota Lakes Bank
Metric by metric
| Measure | Sherburne Bank | Minnesota Lakes Bank |
|---|---|---|
| TellerScore | 78 (stronger) | 53 |
| Capital cushion | 45 | 57 (stronger) |
| Loan quality | 99 (stronger) | 0 |
| Earnings | 100 (stronger) | 77 |
| Funding & liquidity | 63 | 93 (stronger) |
| Problem-loan coverage | 100 (stronger) | 70 |
| Peer percentile | 72nd | 9th |
| Total assets | $351.1M | $129.8M |
| Deposits / shares | $289.5M | $113.5M |
| Capital ratio | 9.46% | 10.69% (stronger) |
| Problem loans | 0.02% (stronger) | 3.18% |
| Net charge-offs | -0.03% | -0.18% (stronger) |
| Return on assets | 2.01% (stronger) | 1.43% |
| Loans ÷ deposits | 95.2% | 65.6% (stronger) |
| Uninsured deposits | 17.1% | 16.9% (stronger) |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.2% | — |
Sherburne Bank has the higher TellerScore (78 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Sherburne Bank leads on 3 and Minnesota Lakes Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.