Side-by-side · Q2 2026 data
Sheridan Community Federal Credit Union vs Sunlight Federal Credit Union
Credit union
Sheridan Community Federal Credit Union
Sheridan, Wyoming · $100 million – $1 billion
Metric by metric
| Measure | Sheridan Community Federal Credit Union | Sunlight Federal Credit Union |
|---|---|---|
| TellerScore | 65 (stronger) | 31 |
| Capital cushion | 58 (stronger) | 53 |
| Loan quality | 53 (stronger) | 0 |
| Earnings | 82 (stronger) | 0 |
| Funding & liquidity | 66 | 91 (stronger) |
| Problem-loan coverage | 78 (stronger) | 11 |
| Peer percentile | 34th | 0th |
| Total assets | $105.0M | $210.6M |
| Deposits / shares | $93.5M | $189.3M |
| Capital ratio | 10.77% (stronger) | 10.26% |
| Problem loans | 1.42% (stronger) | 7.34% |
| Net charge-offs | 0.62% | 0.45% (stronger) |
| Return on assets | 1.56% (stronger) | -3.24% |
| Loans ÷ deposits | 94.4% | 69.5% (stronger) |
| Uninsured deposits | 7.7% | 7.0% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Sheridan Community Federal Credit Union has the higher TellerScore (65 vs 31). On the 7 directional measures above (where higher or lower is clearly better), Sheridan Community Federal Credit Union leads on 4 and Sunlight Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.