Side-by-side · Q2 2026 data
Sherwood Community Bank vs F & C Bank
Metric by metric
| Measure | Sherwood Community Bank | F & C Bank |
|---|---|---|
| TellerScore | 64 | 78 (stronger) |
| Capital cushion | 40 | 60 (stronger) |
| Loan quality | 57 | 87 (stronger) |
| Earnings | 82 | 100 (stronger) |
| Funding & liquidity | 88 (stronger) | 59 |
| Problem-loan coverage | 80 | 94 (stronger) |
| Peer percentile | 24th | 72nd |
| Total assets | $77.9M | $481.0M |
| Deposits / shares | $71.6M | $420.7M |
| Capital ratio | 9.02% | 11.01% (stronger) |
| Problem loans | 1.30% | 0.38% (stronger) |
| Net charge-offs | -0.02% (stronger) | 0.03% |
| Return on assets | 1.54% | 2.34% (stronger) |
| Loans ÷ deposits | 72.4% (stronger) | 101.7% |
| Uninsured deposits | 10.9% | 10.5% (stronger) |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 1.5% |
F & C Bank has the higher TellerScore (78 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Sherwood Community Bank leads on 2 and F & C Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.