Side-by-side · Q2 2026 data
Sibley State Bank vs Leading Edge Credit Union
Credit union
Leading Edge Credit Union
Worthington, Minnesota · $100 million – $1 billion
Metric by metric
| Measure | Sibley State Bank | Leading Edge Credit Union |
|---|---|---|
| TellerScore | 77 (stronger) | 54 |
| Capital cushion | 60 (stronger) | 39 |
| Loan quality | 85 (stronger) | 68 |
| Earnings | 76 (stronger) | 31 |
| Funding & liquidity | 88 (stronger) | 72 |
| Problem-loan coverage | 95 (stronger) | 83 |
| Peer percentile | 68th | 10th |
| Total assets | $104.4M | $143.2M |
| Deposits / shares | $91.5M | $128.7M |
| Capital ratio | 11.03% (stronger) | 8.95% |
| Problem loans | 0.46% (stronger) | 0.96% |
| Net charge-offs | 0.01% (stronger) | 0.37% |
| Return on assets | 1.41% (stronger) | 0.28% |
| Loans ÷ deposits | 72.1% (stronger) | 87.8% |
| Uninsured deposits | 14.5% | 4.4% (stronger) |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Sibley State Bank has the higher TellerScore (77 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Sibley State Bank leads on 6 and Leading Edge Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.