Side-by-side · Q2 2026 data
Sibley State Bank vs Worthington Federal Savings Bank, FSB
Metric by metric
| Measure | Sibley State Bank | Worthington Federal Savings Bank, FSB |
|---|---|---|
| TellerScore | 77 | 80 (stronger) |
| Capital cushion | 60 | 98 (stronger) |
| Loan quality | 85 (stronger) | 78 |
| Earnings | 76 (stronger) | 45 |
| Funding & liquidity | 88 (stronger) | 82 |
| Problem-loan coverage | 95 (stronger) | 94 |
| Peer percentile | 68th | 77th |
| Total assets | $104.4M | $135.4M |
| Deposits / shares | $91.5M | $113.3M |
| Capital ratio | 11.03% | 14.83% (stronger) |
| Problem loans | 0.46% (stronger) | 0.65% |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 1.41% (stronger) | 0.61% |
| Loans ÷ deposits | 72.1% (stronger) | 77.9% |
| Uninsured deposits | 14.5% | 3.9% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Worthington Federal Savings Bank, FSB has the higher TellerScore (80 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Sibley State Bank leads on 3 and Worthington Federal Savings Bank, FSB on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.