Side-by-side · Q2 2026 data
Sicily Island State Bank vs Eureka Homestead
Metric by metric
| Measure | Sicily Island State Bank | Eureka Homestead |
|---|---|---|
| TellerScore | 86 (stronger) | 68 |
| Capital cushion | 82 | 100 (stronger) |
| Loan quality | 96 (stronger) | 84 |
| Earnings | 92 (stronger) | 0 |
| Funding & liquidity | 61 (stronger) | 50 |
| Problem-loan coverage | 98 (stronger) | 96 |
| Peer percentile | 81st | 33rd |
| Total assets | $92.4M | $89.4M |
| Deposits / shares | $72.9M | $57.8M |
| Capital ratio | 13.19% | 21.12% (stronger) |
| Problem loans | 0.13% (stronger) | 0.48% |
| Net charge-offs | -0.05% (stronger) | 0.00% |
| Return on assets | 1.79% (stronger) | -0.53% |
| Loans ÷ deposits | 99.6% (stronger) | 128.8% |
| Uninsured deposits | 7.0% | 2.3% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Sicily Island State Bank has the higher TellerScore (86 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Sicily Island State Bank leads on 5 and Eureka Homestead on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.