Side-by-side · Q2 2026 data
Sierra Pacific Federal Credit Union vs One Nevada Credit Union
Metric by metric
| Measure | Sierra Pacific Federal Credit Union | One Nevada Credit Union |
|---|---|---|
| TellerScore | 83 | 93 (stronger) |
| Capital cushion | 86 | 100 (stronger) |
| Loan quality | 81 | 90 (stronger) |
| Earnings | 61 | 77 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 95 | 98 (stronger) |
| Peer percentile | 83rd | 99th |
| Total assets | $189.4M | $1.5B |
| Deposits / shares | $163.4M | $1.2B |
| Capital ratio | 13.57% | 16.73% (stronger) |
| Problem loans | 0.57% | 0.31% (stronger) |
| Net charge-offs | 0.33% (stronger) | 0.86% |
| Return on assets | 1.03% | 1.44% (stronger) |
| Loans ÷ deposits | 57.3% | 50.3% (stronger) |
| Uninsured deposits | 6.0% | 5.7% (stronger) |
| Offices | 4 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 56.2% |
One Nevada Credit Union has the higher TellerScore (93 vs 83). On the 7 directional measures above (where higher or lower is clearly better), Sierra Pacific Federal Credit Union leads on 1 and One Nevada Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.