TellerScore

One Nevada Credit Union is a federally insured state-chartered credit union headquartered in Las Vegas, Nevada, in business for about 76 years. At the end of Q2 2026 it reported $1.5B in total assets and $1.2B in member shares and deposits, with 15 offices.

Based on its Q2 2026 filing, One Nevada Credit Union scores 93/100, which we describe as very strong. That is higher than 99% of 454 credit unions with $1 billion – $10 billion. Among 13 credit unions headquartered in Nevada, it ranks 1st. Its strongest component is capital cushion (100/100; 16.73%), and its lowest is earnings (77/100; 1.44%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 16.73%
Loan quality90/100
Loans 60+ days delinquent ÷ total loans: 0.31%
Earnings77/100
Return on assets (annualized): 1.44%
Funding & liquidity100/100
Loans ÷ shares: 50.3% · 5.7% uninsured
Problem-loan coverage98/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.99%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (93 → 93).

TellerScore
919598Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202498
Q3 202497
Q4 202498
Q1 202594
Q2 202593
Q3 202593
Q4 202591
Q1 202693
Q2 202693
Net worth ratio
7.00%11.86%16.73%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNet worth ratio
Q2 202414.91%
Q3 202415.29%
Q4 202415.45%
Q1 202514.91%
Q2 202515.03%
Q3 202516.05%
Q4 202516.17%
Q1 202616.27%
Q2 202616.73%
Delinquent loans (60+ days)
0.21%0.35%0.50%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterDelinquent loans (60+ days)
Q2 20240.22%
Q3 20240.32%
Q4 20240.28%
Q1 20250.23%
Q2 20250.34%
Q3 20250.44%
Q4 20250.50%
Q1 20260.21%
Q2 20260.31%
Return on assets
1.40%2.16%2.92%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20242.92%
Q3 20242.54%
Q4 20242.28%
Q1 20251.53%
Q2 20251.51%
Q3 20251.58%
Q4 20251.51%
Q1 20261.40%
Q2 20261.44%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202693$1.5B16.73%0.31%1.44%50.3%
Q1 202693$1.5B16.27%0.21%1.40%49.1%
Q4 202591$1.5B16.17%0.50%1.51%49.9%
Q3 202593$1.5B16.05%0.44%1.58%51.3%
Q2 202593$1.5B15.03%0.34%1.51%50.8%
Q1 202594$1.5B14.91%0.23%1.53%50.0%
Q4 202498$1.4B15.45%0.28%2.28%51.4%
Q3 202497$1.4B15.29%0.32%2.54%51.0%
Q2 202498$1.4B14.91%0.22%2.92%50.5%

454 peers · $1 billion – $10 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio16.73%
96th
Problem loans0.31%
90th
Net charge-offs0.86%
20th
Return on assets1.44%
91st
Loans to deposits50.3%
97th
Uninsured deposits5.7%
83rd
Loan-loss reserves0.00%
50th
Texas ratio1.0%
95th

Similar-size credit unions in Nevada

InstitutionScoreAssetsCapitalProblem loansCompare
Create Credit UnionCredit union Las Vegas, NV79 out of 100, Strong$1.6B11.6%0.45%vs
Greater Nevada Credit UnionCredit union Carson City, NV22 out of 100, Low$1.7B3.5%3.98%vs
Silver State Schools Credit UnionCredit union Las Vegas, NV66 out of 100, Moderate$1.3B10.2%0.59%vs

Deposit insurance

Is my money safe at One Nevada Credit Union?

Yes. One Nevada Credit Union is a federally insured credit union (NCUA charter #68613). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 5.7% of shares and deposits ($71.4M) are above the $250,000 NCUA insurance limit, below the peer median of 9%. Insured balances are protected regardless of the score.

The net worth ratio is 16.73%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

15 locations

Branches

One Nevada Credit Union lists 15 offices in 5 cities. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, One Nevada Credit Union reported 1,119 home-loan applications under HMDA (LEI 549300PMVNBERP6TB157): 391 originated ($91,405,000 total), 501 denied, and 227 withdrawn or closed by the applicant. Its denial rate on decided applications was 56.2%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

CFPB TCCP survey · December 31, 2025

Credit card terms

CardPurchase APRAnnual feeLate feeForeign fee
Signature Visa11.75% – 20.75%$0$272.0%

All One Nevada Credit Union card terms

Identity & history

Profile

Legal name
One Nevada Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
68613
RSSD ID
863988
Primary regulator
State + NCUA
Established
1950
Headquarters
2645 S Mojave Rd, Las Vegas, NV 89121
Employees
185

Quick answers

One Nevada Credit Union: common questions

Is One Nevada Credit Union NCUA insured?

Yes. One Nevada Credit Union is a federally insured credit union (NCUA charter #68613). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is One Nevada Credit Union's TellerScore?

93 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does One Nevada Credit Union have?

15 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Las Vegas

InstitutionScoreAssetsCapitalProblem loansCompare
Boulder Dam Credit UnionCredit union Boulder City, NV93 out of 100, Very strong$871.5M14.8%0.21%vs
American First National BankBank Houston, TX87 out of 100, Very strong$2.9B14.4%0.42%vs
Town & Country BankBank Las Vegas, NV87 out of 100, Very strong$206.9M14.9%0.00%vs
First Security Bank of NevadaBank Las Vegas, NV84 out of 100, Strong$297.7M26.3%0.70%vs
First Savings BankBank Beresford, SD83 out of 100, Strong$1.6B19.3%0.90%vs
Armed Forces Bank, National AssociationBank Fort Leavenworth, KS83 out of 100, Strong$1.4B13.9%1.21%vs